This notice is provided to you pursuant to the Privacy of Consumer Financial Information Act and the Federal Trade Commission's implementing regulation there-under, 16 CFR Part 313.
Mortgage Direct, LLC may collect non-public personal information about loan applicants from the following sources...

Employer(s), landlord(s), creditor(s), deposit institutions and other possible third parties.
Applications or other forms that may have been filled out. Records of other transactions or dealings that our company, an affiliate or others may presently be engaged in or have engaged in previously. A report or reports requested from one or more consumer-reporting agencies.

Mortgage Direct, LLC does not disclose any non-public personal information about customers or former customers to any non-affiliated third parties except as permitted by law.

Mortgage Direct, LLC restricts access to non-public personal information about customers to those employees who need to know the information in order to provide the requested services. Mortgage Direct, LLC maintains physical, electronic, and procedural safeguards that comply with federal regulations to guard non-public personal information.